5 facts about your credit score
Credit score is not a nightmare, but a reality. This is something we all share and have to go through at least once in our lifetime. If you still haven’t stumbled across the definition of credit score...
View ArticleHow to improve your credit score and gain financial freedom
This week we covered credit score and 5 facts you should know about it. We think this is a really fundamental topic, which everyone should be aware of. That’s why we are following up to our blog post...
View ArticleWhat is a £2 statutory credit report and how can I get one?
Your credit score is the most important aspect of your personal finance. This will decide wether you will get a mortgage or not and influence any future outcome, if you are applying for a loan. It...
View ArticleHow to get your free credit score in UK
Your credit score is the result of your financial footprint. This covers the past six years of your life and it’s fundamental in order to get any kind of loan. As we have recently covered, you can pay...
View ArticlePersonal finance interview with Sara Williams of Debt Camel
Today, we are interviewing Sara Williams. She writes on Debt Camel about how to get out of debt. If you are struggling and want to have more info about your situation, her insightful and educational...
View ArticleThe difference between a statutory credit report and a credit report
When it comes down to debt and credit score, we are always navigating in a mess of terms and definitions. You might have heard of credit rating, report, but also statutory report. There are different...
View ArticlePayday loans: why you should avoid them
The spiral of debt can be lethal and it’s something you should avoid at all costs. This happens when you are in debt and struggle to repay; which results in more fees, more debt and things get out of...
View Article5 steps to clear your overdraft
Overdrafts are a form of debt, but they can’t be compared to credit card or personal loans. They are instant, flexible and most of all, easy. You need to use a completely different approach to tackle...
View ArticleThe different types of overdrafts
Overdrafts are a form of debt, they allow you to borrow money through your current account. These should be used for short-term borrowing or emergencies only. Your bank, with your own agreement, should...
View ArticleDebt Consolidation Loans: What Are They?
Debt is defined as a sum of money that is owed by one party to another. If you have large amounts of debt, or you’re not managing debt repayments well, it can cause unnecessary complications and stress...
View ArticleHow To Use A Credit Card Properly
It’s vital that you know how to use a credit card properly. If you’re not careful, your credit card could end up costing you. Use them responsibly and you’ll build a good credit history, misuse them...
View ArticleHow To Pay Off Your Credit Card Debt Quickly
Paying off your credit card quickly will save you money in interest and will help keep your credit score in good shape. Here are five tips that’ll help you pay off your credit card more quickly. 1....
View ArticleFive Essential Steps To Help You Get Out Of Your Overdraft
An overdraft can be an easy way of borrowing money in the short term, but it’s not necessarily the best way. If you want to get out of your overdraft, follow these five essential tips. What is an...
View Article9 Proven Strategies to Boost Your Mortgage Application Odds
So you are looking to purchase a new home, congratulations! Before you start touring houses you need to know just how much you can afford and what kind of mortgage you will be looking at. Obtaining a...
View ArticleThe Top 5 Budgeting Apps in the UK
Managing your finances effectively is crucial for achieving financial goals and maintaining a secure financial future. Thanks to technology, budgeting has become more accessible and convenient with the...
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